The health insurance industry in India has blossomed very well in the last decade. We have some very good health insurance companies that offer some of the best health insurance covers. While all the companies are good and reputed, some insurers stand out because of the products and service. One such insurer is the SBI Health Insurance Company. The company is one of the oldest and most trusted providers of medical insurance in India. If you buy your mediclaim plan from SBI Health, you will get many advantages and benefits. Read on to know more.


  • Wide range of covers –
    There isn’t any ‘one-plan-fits-all’ policy that applies to health insurance. The health conditions and requirements of different people differently. This is why everyone needs a different type of health insurance plan. While someone may need an individual plan, others may need a family floater policy. While someone may need a cancer protection policy, others may need a personal accident plan. Thankfully, SBI Health Insurance has a vast range of medical insurance plans to choose from. No matter what your requirements are, you are assured of getting a good plan at a good rate. The plans are comprehensive as well as customisable. So not only are you guaranteed of getting a good plan, but you are also guaranteed of being able to customise it as per your exact needs.
  • Impressive online presence –
    All the plans of SBI Health are available online. You can go online, do your research, compare and then choose an ideal health insurance cover. You can read the policy wordings online on the website of SBI Health. The website is modern and very efficient. You also get to use handy tools such as the online premium calculator. The online insurance plans are cheaper too, as you save on the brokerage amount. With the help of these aids, the process of buying health insurance becomes very easy and convenient. Apart from purchasing the health plans online, you can also pay the premium online. You can file for claims online and also make use of the digital platform to add riders, etc.
  • Excellent claim settlement –
    SBI Health insurance has a high claim settlement ratio. It is a very insurance company when it comes to claiming settlements. The claim process is very simple. The company offers the cashless facility which makes it even more simple for the policyholders to get their claims. They just need to get treated at a network hospital and follow the guidelines to get their claim settled in a very hassle-free manner. The company has some exclusions stated in all their plans. When buying the policy of your choice, you must take a look at the list of exclusions so that you know what to claim for and what to leave out. This will make the claim process even smoother and quicker for you.
  • Very affordable –
    SBI Health Insurance caters to people from all walks of life. This includes urban as well as the rural population. As a result, the prices of all the medical insurance policies from SBI Health Insurance are economical and very affordable. Whether you want an individual health plan or a family health insurance policy to cover all your loved ones, you will surely find a plan within your budget. SBI Health also offers various riders and add-on covers that help you to customise a plan. You can buy a basic, inexpensive health plan and add a rider to you. Riders increase the scope of your health insurance cover. You can choose riders such as the critical illness rider or the hospital cash rider, depending on what your needs are. Just remember that every rider you choose pushes up the cost of your overall health plan, so only buy the riders that are of the greatest use to you.
  • Flexible covers –
    As stated, the health insurance policies from SBI Health are very flexible. You can easily find the exact type of health cover you want and keep your loved ones secured at all times. Do an analysis of your own needs and then set out to find the ideal policy and customise it as per your needs to have an appropriate health cover.


Apart from these benefits, you also get the all-important tax benefit when you buy an SBI Health Insurance Plan. 

To wrap it up

As you can clearly see from the points mentioned above, you get many handy benefits when you buy your health insurance plan from SBI Health Insurance. From getting a wide range of covers, to getting the digital benefit to getting your claims settled smoothly, you get a wide variety of advantages when you make SBI Health insurance your medical insurer. If you are considering getting a new mediclaim policy, do consider the plans from SBI Health. You will surely end up with a comprehensive cover that would be economical as well as wholesome. is a tech support company with a vision to inform, empower, and showcase Tech Entrepreneurs in order to bridge the gap between starting and becoming successful Tech Entrepreneurs.

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